Add to Your Employee Benefits

…Not The Bottom Line

Offer voluntary supplemental benefits that help your team handle out-of-pocket costs from accidents, illness, and time away from work.

Schedule a Quick 15-Minute Introduction

Even a minor accident or illness can create real financial stress.

Many employees today are:

  • Living paycheck to paycheck

  • Not financially prepared for unexpected events

  • Relying on health insurance that doesn’t cover everything

Providing access to supplemental benefits can help your employees feel more secure—without adding to your overhead.

What I Help Businesses Do

I work with local employers to offer voluntary benefits that can help employees with:

  • Accidents

  • Critical illness

  • Income protection during recovery

These programs are:

  • ✔️ Typically employee-paid

  • ✔️ Easy to implement

  • ✔️ Designed to complement existing benefits

  • Helps attract and retain employees

  • Adds value without increasing payroll costs

  • Supports employee financial wellness

Why Do Employers Offer This?

How We Work Together

There’s minimal lifting for you and your staff.

Step 1
Quick 15-Minute Introduction

Step 2
Review Your Current Benefits Situation

Step 3
Customize a Simple Offering for Your Team

Step 4
I Handle Employee Education and Enrollment

Meet Jeff Smith

I’m a local independent agent living in and serving Coos Bay as well as the surrounding communities.

I represent Combined Insurance, a CHUBB Benefits Company, helping individuals understand options for supplemental protection.

My goal is to make this easy - for both you and your employees.

Schedule a Quick 15-Minute Introduction

Or request more information below.

Let’s Work Together